The Dollars and Sense of the Matter:

Photo courtesy @jpvalery

Why I Will Always be a Fiscal Conservative

By Annie Peterson | Civil Patriot

There’s a clear divide between the Republicans and Democrats, and not just on social issues. I want to spend a moment examining the financial differences between the right and the left, particularly as it relates to Obamacare (ACA). It turns out, the Affordable Care Act isn’t all that “affordable,” at least not for lower middle-class folks like me. 

First, my backstory: I’m single, almost 62, self-employed, and work about 80-100 hours/week on average. I will never retire. That will not be an option. I fall into what the government would call “middle income.” After all the dust settles, my income numbers land in the 40s. Please go back and re-read the part about how many hours per week I work in order to sustain that. 

Now, for the financial breakdown. Before Obama came into office, I was trekking along just fine. Then came his first address to the nation. Every single time he said, “I’m going to give free this or free that,” I hollered at my TV: “Who’s paying for that?” 

As it turns out, I was. You see, folks, the left has always been good at telling people that they’re taking from the rich to feed the poor, but that’s simply not how it plays out in real life. They come for the middle class and for small business owners… as I learned the hard way. 

My Obamacare statement for 2019 showed me everything I needed to know about the Democrats’ plan for my life. I paid in $13,989.72 for healthcare. 

Thirteen thousand nine hundred eighty-nine dollars and seventy two cents. 

Did I receive any tax credits or adjustments? Nope, not a one. I’m just over the line to receive any benefit. (Thanks, socialized medicine!) Now, I won’t give you whole dollar amounts on what I paid in in income and SE taxes in 2019 but it’s a number comparable to what I paid for insurance. This means that I—a 62-year-old, self-employed, single woman—paid close to 2/3 of my total net income to the government in 2019. I was left with a tiny amount of money to pay my mortgage, utilities, etc. 

Now you see why I work 80-100 hours per week. I can’t afford not to. (Sorry for the double-negative, editors.) 

How do I know they’re coming after the middle class? Joe told you himself in his second debate with President Trump. If you break down his version of the Green New Deal, if you look at what’s going to happen to existing businesses as they begin the 30-year transition to “cleaner” programs (gosh, I wish I could stop here and elaborate on how wrong they are about how that’s going to happen) one very important thing went unspoken: A major chunk of this will be paid for by the middle class. When the oil industry is hit in Texas, it’s the middle-class families who will pay. When the demands of what we’ll be required to purchase (in the way of utilities for our homes, etc.) for this program, the middle class will be strapped even more. Throw in the demands of socialized medicine (with no credits for middle class) and you’ll be in the same boat I’m in right now (IF you’re lucky) living off of only 1/3 of your income.

I’m not an alarmist. I’m a realist. And I’m a fiscal conservative. I believe in hard work. I believe in taking care of your own. And yes, as a Christian I definitely believe in giving to the poor. But, if we don’t get this thing turned around in a hurry, the middle class will be the poor. 

Just a few thoughts from a self-employed single gal who is currently without health insurance.  


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